Baccarat Online: Free and Real-Money Baccarat Secrets

Among all card games, there’s one that suits nearly all types of gamblers. For newcomers, it offers clear rules with a low entry threshold. For professionals, it has a relatively low house edge and some strategies that can affect the outcome. For those who love quick action, it comes with fast-paced gameplay. What’s perfect, the offer is available in various land-based and online casinos for free or for real cash. Already guessed?

Yes, this guide is fully dedicated to baccarat online titles. It describes the history and basic rules, core versions, possible bets and results with exact probability, some strategies, and suggestions on choosing the best online casino. You will find out how to play baccarat, how mini-baccarat works, where to find the best offers, and why these table games are so popular. Remember – the article is about free gambling, without real cash!

The History of Baccarat

Let’s start with a short history lesson. It’s unclear when the game appeared for the first time. Researchers also can’t agree on the country of origin. Some sources say that baccarat card games emerged in Italy in the late 15th century, and then these titles migrated to France. It’s said that soldiers of the Franco-Italian War returned home with this game.

Nevertheless, we know for sure that baccarat was popular among French aristocrats in the early 1900s. Before the laws that legalized gambling, people tend to play cards in private halls. Initially, the three-player version called Baccarat Banque attracted the gamblers’ attention. Later, Chemin de fer for two participants appeared.

The most famous modern type called Punto Banco was introduced to a wide audience several years later. It turned into a well-known casino game in the 1940s in Havana. Nowadays, almost all land-based venues and online casinos offer it to users. Further, we will talk about all three variations to help you navigate through the differences.

Online Baccarat Basic Info

Actually, you don’t have to be a British secret agent to play baccarat online. The game has extremely simple rules with a few nuances. It’s important to learn the basics, study bets and outcomes, and then find out a few strategies. Overall, gamblers rely on chance more than luck when playing baccarat. But low house edge and quick gameplay attract numerous users who want to relax, earn money or master this game.

The next sections provide an overview of common rules of different versions, as well as essential info about each type, including mini-baccarat.

free baccarat

General Rules and Gameplay

When it comes to traditional baccarat online offers, there are a few common rules. They are similar for all versions, including physical ones, as well. Overall, these rules relate to the nature of the game and card values. Feel free to check them below:

  • A game is played between two hands, one for a gambler and one for a banker.
  • Bets are accepted on a win of any hand and on a tie, no more options.
  • Cards from 2 to 9 have numeric values, ace costs 1, other cards are 0.
  • Only units count, so all values above 10 should be distracted by 10.
  • The winning hand is one closest to 9, busts are impossible.

Apart from basic rules of games, baccarat types feature similar gameplay. When you play online baccarat, you will follow one algorithm, usually. Based on the values described above, there are three possible actions for each hand. If the cost of two starting cards in any hand is 8 or 9, the round ends and values are compared immediately. If this cost is 6 or 7, a hand can’t draw more cards. If the cost is lower, baccarat players should draw until they get 6, 7, 8 or 9.

Game Variations

As with other popular table games, this one has several versions with slightly different rules. Briefly, we will cover all of them to provide essential info for gamblers who prefer playing baccarat only when they have a clear vision. If you don’t want to dive into the differences, feel free to skip this section and move to the next headline.

Mainly, there are three famous baccarat online and offline types. Among them, experts distinguish smaller subtypes such as mini-baccarat and others. We will review them in the first part because Punto Banco is the most demanded title. The other two options are more popular in brick-and-mortar gambling venues, to note.

Baccarat Punto Banco

This one is the king. The majority of all gambling houses offer this type, almost all income from baccarat players falls into this category. The main difference of Punto Banco is how the cards are dealt, generally, and how croupiers determine the order of actions. For instance, only two hands compete here, both of which are controlled by a dealer. In other words, a gambler doesn’t have direct access to cards, he/she only makes bets.

Another distinctive feature relates to the rules of dealing cards. When you play baccarat online, it’s even more important to know how hands are filled. Here, apart from the general laws of 8-9, 6-7, and 0-5, rules for a bank’s hand are presented. It draws a card always when the sum is 2. Other cases of drawing are explained in the official rules and depend on the value of another hand. Of course, in any modern online casino, these things are automated.

Aside from the main form of Punto Banco, there are more exotic baccarat online types. Surely, they are often played in physical casinos, too. Here the most interesting variations are:

  • The main difference is that a participant can decide on its own whether to get one more card or stay with the previous ones when the sum is 5.
  • In this casino game, all bets are paid 1:1 except for a bank hand that wins with 7 after the third card. In this case, it’s a push and stakes are taken to the next round.
  • Mini-baccarat. This one is similar to traditional Punto Banco but it comes with lower bet limits, smaller tables in land-based casinos, and faster gameplay.
  • Super 6 or Punto 2000. Here, bets on bank hands are paid 1:1 instead of 0.95:1 as in the original game. However, bank hands that win with 6 are paid 0.5:1 only.

Free Chemin de Fer

Playing baccarat, you may spot more exotic variations. Chemin de Fer is a game highly popular in French gambling venues so pay attention if you’re going to enjoy some rounds in Paris or Monaco. The main difference of this baccarat card title is that participants compete with each other, not with a house. Here, each player can become a banker, make his/her bet, and wait for other bets. Then, a banker competes with a player with the highest stake.

Rules for this gameplay round after all bets are made are traditional, card values are classic, too. You can find more detailed rules of this casino game in casinos and sites.

Baccarat Banque Online

Among all games, Baccarat Banque is considered the oldest one. Here, each round features its own croupier, unlike Chemin de Fer where a banker is determined for the whole game. Another distinctive difference is that this type features three hands: two for players and one for a bank. Participants can bet on any of the players’ hands or on both of them. A croupier can bet on the third hand, as well.

Other options are classic, as well as values of cards. While it’s less likely to see this type in online casinos, you can check the official rules to remember them.

Bets & Outcomes for Free Baccarat

To play baccarat properly, it’s important to know different bets, potential results, and returns. Even when you begin playing for free, it’s better to be aware of the percentage. This information can help later when you will start gambling for real funds. Generally, you should already know that there are three types of bets:

  1. A player bet. Payout is 1:1, the house edge is 1.26%, the odds are 44.615%.
  2. A banker bet. Payout is 0.95:1, the house edge is 1.06%, the odds are 45.843%.
  3. A tie. Payout is 8:1, the house edge is 14.4%, the odds are 9.543%.

As you see, the first two options are more desirable. It’s a good idea to forget about tie bets at all. They have great payouts but you have extremely low chances to hit a tie when playing baccarat. The majority of all results are either wins of a player or wins of a bank. That’s why we suggest focusing on them.

When choosing between these two types of bets, pay attention to the house edge. For the second option, it’s slightly lower so professional gamblers focus on bets on bank hands. Even despite the casino’s commission of 5% which you can see in the payout section, this stake is better in the long run.baccarat for free

Free Baccarat Strategies

Put simply, there are no ultimate strategies for this game because it relies on RNGs that define the outcomes. However, a professional player can analyze odds to define the most profitable bets. While some gamblers prefer betting systems, we’d suggest focusing on general info about odds, returns, and payouts. And remember that it’s impossible to beat the house because online casinos always have some backup plans like 0.95:1 payout of banker bets.

Finally, a highly important skill of money management isn’t applicable to free baccarat online. It’s essential for users who invest own cash but not for demo players. Still, you should learn how to bet wisely if you’re going to switch to real-money games online. Start with low stakes, combine skills and intuition, and always remember about your time/money limits. It’s vital to gamble responsibly to win in an online casino.

Looking for Top Online Baccarat Casinos

In this last section before questions and conclusions, we want to talk about casino games and sites, selection criteria, and rules. Basically, you want to choose an online casino that is secure, convenient, and user-friendly. It should contain enough appropriate game titles, feature positive reviews, and smooth UI/UX with versions for desktops and mobile systems. Here are the core points to remember when you choose online casinos to play baccarat:

  • Great support. First and foremost, each gambling platform should feature responsive support operators who can solve any issue via different interaction channels.
  • Cool bonuses. Mainly, the casino should support free gambling. For other users, it should deliver profitable bonuses, promotions, and other engagement options.
  • High safety. The site should be encrypted, as well as payment methods. Moreover, games and RNGs should be tested by a reputable firm such as eCOGRA.
  • Wide selection of offers. Evidently, a gambling site should deliver the games you like. They may include mini-baccarat or other titles.

Remember that a good casino always has an official license from any gambling authority. Avoid unlicensed venues even if you enjoy free online baccarat games only.


What Is Online Baccarat?

It’s a digital version of the eponymous card game. In it, a participant can wager on one of two hands or on a tie. A hand with the value closest to 9 wins. In online variations, the results are determined by RNGs while almost all rounds are automated.

How to Play Baccarat for Free?

To enjoy the game without real cash, it’s enough to find a demo game on any relevant online gambling platform. Them, it’s required to get an account, obtain some free chips, and start betting in one of the available game versions.

Is It Possible to Beat the Game?

It’s impossible in both real-world and online casinos. With constant reshuffling and significant influence of luck, baccarat runs are protected from card counting and betting systems. Moreover, houses protect themselves by setting commissions and house edge levels.

Where to Find the Best Offers for Gamblers?

To spot the best place to play online baccarat, we suggest reviewing a few reputable casinos. Famous sites often feature one or several baccarat versions. The only thing you should remember is not to play in casinos without licenses.


Overall, it doesn’t matter which game you play: a classic Punto Banco, a fast-paced mini-baccarat or a luxury VIP-only online project. As long as you stick to free offers, you don’t risk real money. It’s a nice idea to start playing baccarat using demo funds. This approach helps in learning basics, mastering correct bets, and just enjoying the process. You can switch to real online baccarat games if you’re ready. But free baccarat online is a perfect entry point.